ELIGIBILITY
Check in 4 taps
Rough estimate. Won't affect your CIBIL score.
GST-registered?
Annual turnover?
What do you need?
CIBIL band?
Real example · GST-registered trader · Hubballi
Eight banks
said no.
Here's why.
Most agents only show the banks that say yes. We also show who said no — and how to fix it.
SCORE BOOSTER
Get more banks to say yes.
YOUR PROFILE
0/5Current CIBIL band
Credit-card utilisation
Loan enquiries (last 3 mo)
Missed EMI (last 12 mo)
How old is your business?
Your plan
Answer the five questions — we rank the three highest-leverage moves for your file.
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Estimates only. Your actual score depends on how credit bureaus (CIBIL) record your activity. Kredlink does not repair credit, guarantee any increase, or check your CIBIL on this page.
WHAT-IF SIMULATOR
Card balance vs limit.
Enter both to see the impact.
RE-CHECK IN 90 DAYS
We'll remind you before you apply again.
HOW IT WORKS
Match. Fix. Get approved.
We understand your business
We check your GST, bank statements and CIBIL score against every bank's rules.
You see who fits — and who doesn't
The banks likely to approve you, and a clear reason why the others said no.
Improve, then get it in writing
Simple steps to get more banks to say yes. Then the bank gives you all rates and charges in writing before you sign.
WHAT IT TAKES
Documents · charges
Kredlink fee (borrower)
The bank shows all interest and fees in writing before you sign.
FAQ
Quick answers
Do you lend the money?
No. An RBI-registered bank or NBFC takes the credit decision.
Why show me rejections?
A rejection without a reason just repeats at the next bank. Once you know the reason, you can fix it.
Will this affect my CIBIL score?
No. Both the eligibility check and the score booster use only what you tell us. A bank may check your CIBIL later, with your permission, if you apply.
Is the score booster 'credit repair'?
No. It suggests simple steps based on what you tell us. We don't promise any score increase and we don't check your CIBIL here.
How does my score affect my loan?
A higher CIBIL score and lower card usage get more banks to approve you. The score booster shows which step helps most, first.
Do I need property to get a loan?
Not always. Working-capital loans often need no security; loans against property and some term loans do.
How do I check my application status?
Message us your GSTIN and we'll tell you the stage: received, matched with banks, sent to a bank, or offer ready.
ABOUT
Team
START
Start a file
Send your GSTIN and what you need. We'll send back the banks that fit you, why the others don't, and simple steps to improve if needed.
Indiranagar, Bengaluru
Borrower fee ₹0